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Department of Justice's 
Combating Redlining Initiative

In 2021, the CRI launched the Department's most aggressive and coordinated initiative dedicated to rectifying historical injustices and fostering economic equality in communities across the nation.  Since 2015, DOJ and CFPB have partnered on five redlining cases with relief exceeding $58 million and civil money penalties totaling nearly $20 million. 

The focus on redlining is at an all-time high and on October 19, 2023

Attorney General Garland stated this work is just beginning as there are more than 2 dozen active investigations ongoing. The cost of redlining can lead to lost or delayed merger opportunities as well as reputational damage. 

“… I announced the Department’s Combating Redlining Initiative and promised that we would mobilize resources to make fair access to credit a reality in underserved neighborhoods across our country. As demonstrated by today’s historic announcement, we are increasing our coordination with federal financial regulatory agencies and State Attorneys General to combat the modern-day redlining that has unlawfully plagued communities of color.”
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- Attorney General, Merrick B. Garland on 10/22/21

Alexa Young, CA

Since 2021, the Combating Redlining Initiative has redirected $150 million dollars in settlements back to communities most impacted by uneven access to credit 

Joint agency investigations between DOJ, CFPB, FRB, OCC, FDIC and US Attorney's Offices

15 cases settled 
&

24 ongoing investigations

Aggressively investigating  both depository and

non depository institutions

"Banks and mortgage companies need not wait for the Justice Department to come knocking at its door. We encourage financial institutions to proactively assess their redlining risk and immediately take corrective action to reach underserved communities in their market areas"

 

- Assistant Attorney General, Kristen Clarke on 10/19/23

Win-Win Solutions, LLC 

145 Fleet St National Harbor, MD 

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